National Consumers League

Personal Finance

Hot Topics in Personal Finance

The real price of gift cards

gift cards

Sales of gift cards are expected to approach $100 billion in the United States this gift-giving season. Gift cards are a flexible, convenient gift option, but consumers often fail to take into account the hidden prices paid for the convenience. From expiration dates, to maintenance and inactivity fees, to card replacement fees, the cost of using a gift card can quickly add up. Our new tips will help you choose your gift cards wisely and avoid losing money on these cards. And the gift card industry could ease the burden on consumers by adhering to A Gift Card Holder's Bill of Rights.

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Don't fall for fake check scams

Fake check scams are clever ploys designed to steal your money. You can avoid becoming a victim by recognizing how the scam works and understanding your responsibility for the checks that you deposit in your account.

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