 |
|
|
|
Introduction |
Choosing Your
Drug Coverage
|
|
|
|
When
choosing a health plan, making sure the medicines you take regularly are
covered is just as important as knowing that your doctor is in the
network. Knowing how to select the right
prescription drug coverage for you and your family is important to
maintaining and restoring your health. While
most insurance includes coverage for prescription medicines, the rules
for pharmacy benefits are often different than for medical. For example,
your prescription claims may be handled by a pharmacy benefit manager,
or PBM (a company that administers a health plan or employer’s
drug benefits). Asking the right questions is key to getting the most appropriate medicines for you and your family and in limiting your costs. When making decisions, always look at the potential impact of your health plan choice on the medicines that members of your family are currently taking for a serious condition or chronic illness. Before you decide on a prescription drug benefit plan, get the facts you need. |
|
|
|
|
|
|